Medicare insurance plans provided by the US government covers both Part A (hospital insurance) and Part B (medicare insurance) of the medicare. However, more and more people are switching from Original Medicare to Medicare Advantage plans. Many Medicare Advantage plans are offered by private companies which have been verified by medicare. These companies along with taking care of Part A and Part B of your Medicare also covers Part C and at times the Part D of your medicare as well. One such well established private company which is one of the biggest health insurance providers in the whole of the US is Humana Health care. They provide several plans for you to choose from according to your needs. Humana Medicare Advantage plans offered in West Jordan are discussed below.
- Humana Honor (PPO)
With an overall rating of 4.2, the Humana honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has no annual deductible, and an out of pocket maximum of $3600. Under this plan, you also have to pay a $0 copay for visiting your primary doctor, and a $35 copay for a specialist. Humana Honor plan provides added services like dental coverage, oral exams, vision care, hearing services, and transportation services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.
- Humana Choice H5216-131 (PPO)
With an overall rating of 4, this plan is offered by Humana at a monthly premium of $0. With a $0 annual deductible, it also limits your out of pocket expense at $5900. While visiting a primary doctor in this preferred provider organisation plan you need to pay a copay of $0. Prescription drugs are also covered in these plans, and you have to pay a deductible of $200, which is applicable to the preferred brand, non-preferred drug and specialty tier. Along with providing various fitness program benefits, the plan also entitles you to the entry into the SilverSneakers program. With this, you have the benefit of working out at more than 14000 fitness centres all around the nation. The dental, and vision care services are also a part of the package. Outpatient rehabilitation services are provided at a mere amount of $5. The plan also covers the Skilled Nursing Facility at $0 copay for the first twenty days.
- Humana Gold Plus H2486-003 (HMO)
With an overall rating of 4.2, the plan is offered at a monthly premium of $0. The plan has no annual deductible and an out of pocket maximum of $5900. While visiting your primary doctor you have to pay a copay of $0 and for a specialist, you have to pay a copay of $45. The plan includes prescription drug services as well with a deductible amount of $200. The deductible amount is applicable to the preferred brand, non-preferred drug and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan covers outpatient lab tests, and radiology services as well including MRI scans, Ct scans etc. The plan includes medicare approved dental services, eye exams, eyewear, hearing exams, hearing aids, meals, fitness programs, and chiropractic coverage as well.